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Bryan Sullivan, executive vice president and chief financial officer of loan Depot in Foothill Ranch, Calif., shares Yun’s concern. score and debt-to-income requirements are higher than for FHA.
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FHFA, the agency that supervises Fannie/Freddie, and HUD, which oversees FHA loans, want to be able to reduce that inventory quickly and in a manner that helps stabilize communities that have been.